Life insurance provides a financial safety net for your loved ones if you pass away. It ensures that your family is supported with a lump sum payment to help cover expenses such as the mortgage, education, or everyday costs during a difficult time.
Life insurance is a policy that pays a lump sum to your chosen beneficiaries if you die or are diagnosed with a terminal illness. There are different types, including term life insurance, total and permanent disability (TPD), and income protection – each offering tailored coverage depending on your personal situation.
Life insurance can cover major expenses such as:
• Living costs for your family
• Mortgage repayments
• Funeral expenses
• Education fees
• Debt repayments
Life Insurance policies can accumulate a cash value over time, providing a savings component that can be accessed during the insured person’s lifetime.
• Provides financial security for your family
• Helps replace lost income
• Assists with major financial commitments
• Offers peace of mind that your loved ones will be cared for
At 360Private, we provide tailored guidance on a range of personal and business insurance types, including:
• Life Insurance
• Trauma Insurance
• Income Protection
• Total and Permanent Disability Insurance
• Key Person Insurance
• Buy/Sell Insurance
We don’t sell insurance products ourselves, but we provide expert, trusted advice to help you navigate your options with confidence. We can guide you in choosing the right insurance strategies to support your future and protect what matters most.