Income protection insurance provides regular income if you’re unable to work due to illness or injury. It’s designed to help you meet your ongoing financial commitments while you recover.

What Is Income Protection Insurance?

Income protection insurance pays you a portion of your income if you’re unable to work due to illness or injury. It ensures you can continue covering essential expenses, such as rent, groceries, or loan repayments while you are off work.

What Does It Cover?

• A regular income stream during your recovery
• Living expenses
• Loan or mortgage payments
• Medical or rehabilitation costs

Benefits Of Income Protection

• Helps maintain financial stability during time off work
• Offers customisable waiting and benefit periods
• May be tax-deductible depending on your policy

Additional Insurance Advice

At 360Private, we provide tailored guidance on a range of personal and business insurance types, including:

Life Insurance – to protect your loved ones
Critical Illness/Trauma Insurance – to keep you covered when life takes an unexpected turn
Total and Permanent Disability Insurance – for added security during challenging times
Key Person Insurance – for added security during challenging times
Buy/Sell Insurance – to provide a financial safety net for your business if you lose a key team member


We don’t sell insurance products ourselves, but we provide expert, trusted advice to help you navigate your options with confidence. We can guide you in choosing the right insurance strategies to support your future and protect what matters most.

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