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  • Insurance Changes

    Written by 360Private

    Published: 20 January 2021

    If ever there was a year to see your risk insurance adviser, this is the year. Premiums are on the rise and the Income Protection market has changed dramatically. Over the past 5 years Australia’s life insurance industry has made billion-dollar losses, primarily due to a large increase in the cost of claims and the continuing long-term low interest rate environment. Income Protection policies are the main culprit behind the increasing cost of claims, with far greater numbers of successful Income Protection claims made and for longer durations. Whilst successful claims and usage of insurance policies is a good thing for consumers, the continual incurring of losses has prompted concern from the regulator, Australian Prudential Regulation Authority (APRA), that the life insurance industry is unsustainable based on the current insurance contract arrangements.

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  • Retirement Village Contracts

    Written by 360Private

    Published: 11 January 2021

    Retirement Village Contracts Entering a retirement village is a major financial and lifestyle decision.  It is prudent to include your family in the decision to move in to a retirement village. Retirement villages for the most part offer a fulfilling, communal lifestyle but you need to be aware of some of the key features of the retirement village model, these being; You don’t purchase the bricks and mortar of the retirement village unit, you are purchasing a right to occupy the unit by way of an interest-free loan to the retirement village operator; You do not receive a certificate of title and you will not be noted on the title (which is held by the retirement village operator); You are required to pay an entry fee which is returned to you or your estate less deductions when your tenure comes to an end; You still need to pay a regular maintenance fee (either weekly, fortnightly or monthly) whilst you are living in the retirement village; and Each retirement village has its own residence rules governing the conduct of the residents.

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  • A Will – To Have or Not to Have

    Written by 360Private

    Published: 07 January 2021

    Is a Will a must have or just something your advisors keep telling you that you need? There are a few key points that you should understand around why you may need a Will. When you pass away you will either have a Will, or not have a Will. If you have a Will then your Estate (a combination of your personal items, bank accounts, property, investments, superannuation etc.) will be administered according to the terms of your Will and pass to the people you have nominated as beneficiaries. If you pass away without a Will it is said that you have died ‘intestate’ and your Estate will instead pass in accordance with the laws of intestacy. Laws of Intestacy

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  • Merry Xmas from 360Private

    Written by 360Private

    Published: 21 December 2020

    We would like to take this opportunity to wish you and your family a Merry Christmas and a very Happy New Year!  We know this has been a difficult year for many individuals and small business – please remember that we are only a phone call away and are happy to assist you with any queries you may have during this time and provide support where needed.  Our offices will be closed from lunchtime on Wednesday 23 December 2020 and will re-open on Monday 4 January 2021.  We will be checking our voicemail during this time should you require any urgent assistance. Warm wishes to you and your family

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  • 360Private Audit Services

    Written by 360Private

    Published: 21 December 2020

    360Private have a dedicated Audit team supported by qualified and experienced team members who can assist you in navigating complex legislative requirements to ensure that you achieve compliance with all regulatory obligations.   360Private Audit have extensive experience in auditing many types of organisations and organisational structures in both the profit and not-for-profit sectors.  We will work closely with you and your representatives in order to understand your organisation, its goals and objectives, key risks, operations and financial processes. We’re committed to providing you with helpful and professional service, so please contact us today to speak to our Audit team today should you have any Audit requirements on 8291 2111.

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Client testimonials

A very experienced team

The team from 360Private have been providing auditing and financial services to our Group of Companies for over 20 years.

We have remained a client over the duration as there has always been a very experienced team of diligent and reliable specialists available, uniquely qualified to support us in our engagement.

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