Buy/sell insurance provides a smooth ownership transition if a business partner exits due to death, disability, or serious illness. It ensures the business remains stable and fair outcomes for all parties.
We have extensive experience in assisting business to negotiate the complexity around buy/sell agreement insurance. Our expertise in financial and succession planning enables clients to see how this type of insurance policy ensures business continuity while protecting all parties’ interests in the event of a partner’s death or disability.
Buy/sell insurance works alongside a buy/sell agreement to fund the purchase of a departing partner’s share. It ensures that remaining owners can buy the departing partner’s share without financial strain and that the departing partner or their estate receives fair value.
• Funds to buy out the departing partner’s share
• Events like death, permanent disability, or trauma
• Business succession in line with the agreement
• Guarantees business continuity
• Provides liquidity for smooth ownership transfer
• Avoids disputes between partners or families
• Protects the value of your business interest
At 360Private, we provide tailored guidance on a range of personal and business insurance types, including:
• Life Insurance
• Trauma Insurance
• Income Protection
• Total and Permanent Disability Insurance
• Key Person Insurance
• Buy/Sell Insurance
We don’t sell insurance products ourselves, but we provide expert, trusted advice to help you navigate your options with confidence. We can guide you in choosing the right insurance strategies to support your future and protect what matters most.